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ERC Loans

Energy Resource Conservation (ERC) Loans are available from Amicalola EMC at very low interest rates.  ERC loans can be used to finance energy-saving devices and systems such as heat pumps, dual fuel systems and central air conditioning systems.  Plus, loans are available for weatherization improvements including:  attic insulation, floor insulation, wall insulation, water pipe wrap, duct wrap, duct sealing, caulking and weather-stripping, ground cover for crawl space, attic ventilation, window/door replacement, storm doors/windows, shade screens and minor repair work associated with installation. 

How do you qualify for an ERC loan?

  • The residence must be a permanent foundation home with a house-type roof.
  • Provide Amicalola EMC with a copy of your Warranty Deed, including a property description.
  • Provide Amicalola EMC with a written estimate of work to be done from contractor.
  • Provide Amicalola EMC with a completed ERC Loan Application, completed by the Amicalola EMC member.
  • Maintain a good payment history with Amicalola EMC
  • Meet a satisfactory credit check through Equifax Credit Services.

For additional information please contact us, e-mail our Member Service Department or call 706-253-5200.